The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Related Content Think of Retirement in Terms of Monthly Income When you think of planning for retirement, like most individuals, you probably visualize a number. The reality is that most individuals think in terms of an account balance at retirement. Why Regular Rebalancing Makes Sense Without your knowing, your investment portfolio could be off-kilter. How to Get Your Finances Ready for Retirement Everyone has a vision of their retirement in their heads.