The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Related Content Insurance Needs Assessment: Married With Children When you’re married and have children, insurance needs will be different. Keep Your Umbrella Handy Umbrella liability can be a fairly inexpensive way to help shelter current assets and future income from the unexpected. How Much Home Can I Afford? With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.